Long Term Care Fees Planning & Advice
When a loved one can no longer cope alone and needs to move into long term residential or nursing care, this is an extremely stressful time for all concerned.
If you are adjudged to be ‘self funding’ you will find very little help from your local authority, but where do you turn to for help and financial advice?
Care home fees can be very expensive and often the family home will need to be sold in order to meet the costs.
If care costs are met from savings or investments, or perhaps with help from families, there is a real possibility of running out of money, particularly if the person requires care for much longer than expected.
Not all financial advisers are qualified to give advice in this highly complex area of financial planning.
You need to talk to a specialist adviser who can talk sensitively to you and guide you through the various planning methods that will ensure, that the care fees will be met and as much of the estate as possible can be persevered for future generations.
We will ensure that you are claiming all the benefits you are entitled to and signpost you to other professional advisers to ensure all your needs are catered for.